2026 CADILLAC XT5 Premium Luxury C119056

  • New
MSRP
$62,390
Dealer Handling
$689
Red Noland Price
$63,079
$500 Purchase Allowance on this 2026 Cadillac XT5 modelDetails
-$500
$500 Purchase Allowance on this 2026 Cadillac XT5 modelDetails
-$500
Final Price
$62,079
$500 GM Educator Offer on this 2026 Cadillac XT5 modelDetails
-$500
$500 GM Military Offer on this 2026 Cadillac XT5 modelDetails
-$500
$500 GM First Responder Offer on this 2026 Cadillac XT5 modelDetails
-$500
Red Noland Cadillac
Location Details
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    The overview

    Exterior Color
    Stellar Black Metallic
    Interior Color
    Kona Brown Sauvage, Leather seats with mini-perfor
    Fuel Economy
    21/27 MPG City/Hwy
    Transmission
    Automatic
    Drivetrain
    AWD
    Engine
    2.0L Turbo 4-cylinder engine
    VIN
    1GYKNDR44TZ119056
    Stock Number
    C119056
    • In Transit

    Notes from the dealer

    This 2026 Cadillac XT5 Premium Luxury in Black combines refined styling with practical performance, delivering a sophisticated driving experience backed by proven engineering.

    - Bose Performance Series 14-Speaker System with SiriusXM and 360L Trial Subscription
    - Cadillac User Experience with Embedded Navigation and Wireless Apple CarPlay/Wireless Android Auto
    - Tri-Zone Automatic Climate Control with heated and ventilated front seats
    - Premium Luxury Package including heated rear outboard seating and power moonroof
    - Leather seating surfaces with memory functions for driver and passenger
    - Adaptive Cruise Control and Enhanced Automatic Emergency Braking
    - 20 6-Split Spoke Alloy wheels
    - Heads-Up Display for enhanced visibility
    - Wireless Phone Charging
    - Auto-dimming rear-view mirror and heated door mirrors
    - Driver Assist Package with multiple safety features
    - Heated steering wheel
    - Power liftgate
    - Speed-sensing steering with 4-wheel independent suspension

    The XT5 Premium Luxury is powered by a 2.0L turbocharged engine paired with a 9-speed automatic transmission and all-wheel drive, delivering responsive performance with 21 city and 27 highway mpg. The responsive turbocharged engine provides smooth acceleration while maintaining efficiency for both daily commutes and longer journeys.

    Inside, the cabin showcases genuine wood dashboard and door panel inserts along with leather seating surfaces featuring mini perforated inserts. Memory seats with 2-way power lumbar adjustment ensure personalized comfort, while the tri-zone climate control allows front and rear passengers to set their preferred temperatures independently. The heated and ventilated front seats provide year-round comfort, and the power moonroof with UltraView design floods the cabin with natural light.

    Technology integrates seamlessly throughout the vehicle. The Cadillac User Experience system with embedded navigation displays on the available heads-up display, while wireless Apple CarPlay and Android Auto connectivity keep your smartphone accessible without distraction. The Bose audio system with 14 speakers fills the cabin with quality sound, and SiriusXM satellite radio with a 360L trial subscription provides entertainment options.

    Safety features include enhanced automatic emergency braking, reverse automatic braking, and a comprehensive airbag system. The driver assist package combines electronic stability control, traction control, and speed-sensing steering to help maintain control in various driving conditions. A security system and panic alarm provide peace of mind, while OnStar and Cadillac connected services offer additional support.

    Rain-sensing wipers, fully automatic headlights with delay-off functionality, and auto-dimming door mirrors enhance convenience and visibility. The power liftgate, remote keyless entry, and illuminated cargo sill plate make daily tasks effortless.

    This 2026 Cadillac XT5 Premium Luxury is ready to impress. Visit our showroom to experience the combination of luxury, technology, and capability firsthand.

    Peace of mind

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    Red Noland Auto Group is dedicated to your satisfaction before, during, and after your purchase. We'll go the extra mile to take care of you.
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    The full specifications

    • Basic: 4 Years/50,000 Miles
    • Corrosion: 4 Years/50,000 Miles, Rust-Through, 6 Years/Unlimited Miles
    • Drivetrain: 6 Years/70,000 Miles, Qualified chauffeured transportation and funeral industry profession vehicles with the ZR3 option: 3 years/150,000 miles
    • Maintenance: First Visit: 18 Months/Unlimited Miles
    • Roadside Assistance: 6 Years/70,000 Miles, Qualified chauffeured transportation and funeral industry profession vehicles with the ZR3 option: 3 years/150,000 miles
    • Warranty: <<< Preliminary 2026 Warranty >>>
    • Max seating capacity: 5
    • Fuel System: Direct Injection
    • Fuel tank capacity: 22 gal
    • Horsepower: 235
    • Towing capacity: 1000 lbs
    • Bose Performance Series 14-speaker audio system:
      • Designed to deliver an intense, exhilarating audio experience for all vehicle passengers
      • Includes stainless steel Cadillac speaker grille covers
      • May require additional optional equipment
    • Cadillac user experience with navigation:
      • Cadillac user experience1 places access to your contacts, music and navigation2 with available real-time traffic alerts3 at your fingertips
      • Bose® Performance Series 14-speaker audio system
      • Wireless Apple CarPlay™4 capability for compatible phones
      • Wireless Android Auto™5 capability for compatible phones
      • Connected Apps
      • Teen Driver
    • SiriusXM with 360L Trial Subscription:
      • With your trial subscription, new GM vehicles equipped with SiriusXM with 360L advance in-car technology will bring you closer to your favorite stars, artists, creators, hosts and athletes1
      • SiriusXM with 360L transforms your ride with our most extensive and personalized radio experience on the road that lets you enjoy ad-free music, talk and news, live sports, comedy, podcasts and more
      • Experience SiriusXM wherever you go in your vehicle and on the SiriusXM app with personalization features to make discovering your perfect entertainment easier than ever before
    • Wi-Fi® Hotspot capable:
      • Terms and limitations apply. See onstar.com or dealer for details.
    • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones:
      • Can use Apple CarPlay1 and Android Auto2 wired or wirelessly
    • 18" spare steel wheel
    • 20" 6-Split Spoke alloy wheels with Diamond Cut/Android finish:
      • Paired with 20" all-season tires
    • 20" all-season tires:
      • May require additional optional equipment
    • Active aero shutters:
      • Shutters close at high speeds to help enhance aerodynamics
      • Shutters reopen at lower speeds or when needed to help cool the engine compartment
    • Automatic on/off headlamps:
      • Setting the control to "Auto" turns on the headlamps to normal low-beam brightness when sensors detect a certain level of darkness, along with other exterior lights when darkness is detected
      • When you shut off the ignition and exit the car, the lights remain lit as you walk away
      • Headlamps will turn off automatically, after a set amount of time, to help save battery life
    • Body-color heated, driver-side auto-dimming power-folding outside mirrors with integrated turn signal indicators:
      • Power adjustments allow you to move both side mirrors with the touch of a button
      • The auto-dimming feature automatically adjusts the outside mirror when it senses bright light from behind
      • Integrated turn signal indicators help communicate your intention to change lanes
    • Bright brushed aluminum roof rails:
      • Enhances the appearance of your vehicle
    • Compact spare tire:
      • Removes quickly and easily from your cargo area
      • Comes with a jack and other tools to help you change a flat tire
      • Includes lateral cargo net
      • Replaces tire inflation kit
    • Deep-tinted glass:
      • All windows, except the driver and front passenger side glass, feature deep tinting
      • Increases privacy for you and your passengers
    • Front cornering lamps:
      • Supplements your headlamps by providing additional illumination in the direction of turn
    • Front license plate bracket:
      • Front bracket is included if displaying a front license plate is required in your state
    • Hands-Free Power Liftgate:
      • Memory height function allows you to program how high the gate opens to suit you
      • Opens or closes when the system senses the key fob and the driver extends their foot under the left-hand side of the rear bumper over an image of the Cadillac Crest projected under the vehicle
    • Illuminating door handles:
      • Door handle features a subtle LED accent light that illuminates for a distinctive, sophisticated appearance
      • Includes Keyless Open access from any door
    • IntelliBeam:
      • At speeds above 25 mph, can automatically turn vehicle's high beams on and off according to surrounding traffic conditions1
    • LED headlamps:
      • Provide a bright, intense beam of light to illuminate the road ahead
      • Include signature lighting and front cornering lamps
    • Locking wheel lugs:
      • Include a special key to help protect your wheels from theft
    • Rainsense automatic wipers:
      • Turn on automatically when sensors detect varying degrees of precipitation on the windshield
      • The intermittent feature adjusts the speed of the wipers to help keep the windshield clear in a variety of conditions
    • Rear intermittent wiper:
      • When not in use, the wiper is concealed by the rear spoiler for a seamless appearance
    • Rear side marker lamp:
      • Dedicated LEDs located in the tail lamp
    • Rear spoiler:
      • Adds a stylish, sport flare
    • UltraView power sunroof:
      • Double-sized glass to open over the first row at the push of a button
      • Tilts upward for extra ventilation
      • Power sunshade feature blocks light and keeps things cool
    • 2-way power lumbar driver seat controls:
      • Adjust in and out
      • Supports your back and creates a more comfortable riding experience
    • 2-way power lumbar front passenger seat controls:
      • Adjust in and out
      • Supports your back and creates a more comfortable riding experience
    • 8" diagonal Driver Information Center:
      • Includes driver personalization, warning messages and vehicle information
      • Reconfigurable display
    • 8-way power front passenger seat adjuster:
      • Forward and back
      • Up and down
      • Tilt seat cushion back and upright
      • Recline seatback up and down
    • Adaptive Cruise Control:
      • Automatically follows a detected vehicle ahead at a driver-selected following gap1
      • If no vehicle is detected in your path, works like regular cruise control
      • You can always override the feature and take control
      • May require additional optional equipment
    • Cabin Air Filter:
      • Helps keep your cabin air fresh
    • Cabin humidity sensor:
      • Continuously reads the temperature and humidity inside the vehicle
      • Adjusts airflow automatically to match the individual climate settings for both you and your passenger
    • Color-keyed floor mats:
      • Front and rear
    • Compass display
    • Cruise control:
      • Set and resume speed functions
      • Steering-wheel mounted controls to easily maintain and manage cruising speed
    • Door locks and latch shields:
      • Helps prevent vehicle theft and tampering
      • May require additional optional equipment
    • Front bucket seats:
      • 8-way power driver and passenger seat adjuster (Luxury receives 6-way power passenger seat adjuster)
      • 2-way power driver and passenger lumbar control seat adjuster (Not available on Luxury)
      • Sport seat shown with available Platinum Package
    • Head-Up Display:
      • Projects vehicle information onto the windshield low in the driver's line of sight to help you keep your eyes on the road1
      • Can select key vehicle information to display
      • May require additional optional equipment
    • Heated driver and front passenger seats:
      • Separate buttons on the climate control panel allow you to choose from 3 levels of warmth
      • When vehicle is on, the automatic heated seats and heated steering wheel (if equipped) will be activated at the level required by the vehicle's interior temperature
    • Heated rear outboard seats:
      • At the touch of a button you can warm the cushions and seatbacks
      • Provide comfort in cold weather for passengers in the rear outboard seating positions
      • Allows rear passengers to choose from 3 levels of warmth
      • May require additional optional equipment
    • Heated steering wheel:
      • With the press of a button, the steering wheel quickly heats up to provide additional comfort
      • Can turn on/off manually by pressing the button on the steering wheel
    • Illuminated cargo sill plate:
      • Adds a stylish, more refined appearance
    • In-vehicle Air Ionizer:
      • Purifies the air in the interior of the vehicle
      • May require additional optional equipment
    • Inclination sensor:
      • Detects vertical motion of your vehicle and triggers an alarm response if your vehicle or wheels are lifted with a tow truck or a vehicle jack
    • Interior movement sensor:
      • As part of the security system, monitors the vehicle interior
      • Activates the alarm when it senses unauthorized entry or movement
    • Keyless Open:
      • With the key fob in your possession, locks and unlocks your vehicle's doors without having to use the key fob, increasing convenience
      • Lockout protection helps you avoid locking keys in the vehicle
    • Lighting accents:
      • Light pipes softly illuminate front and rear doors
      • May require additional optional equipment
    • Memory Package:
      • Recalls 2 driver presets for power seat, outside mirrors and steering column
    • Power door locks:
      • Programmable
      • Lockout protection helps you avoid locking keys in the vehicle
    • Power tilt and telescoping steering column:
      • Allows the driver to adjust the steering wheel up or down, and the steering column forward or back
      • Use the driver memory to save and recall memory settings
      • Provides extra comfort when entering or exiting the vehicle
    • Power windows:
      • Driver and front passenger express-up/down
      • Rear windows include express-down feature
      • Auto express-down via key fob
    • Rear Cargo Management System:
      • Includes stowable adjustable sliding fence
      • Slides to accommodate varying cargo sizes
    • Rear air vents:
      • Provides cabin comfort for rear occupants
    • Rear window defogger:
      • Helps to keep your rear view clear of fog or frost
      • Utilizes a warming grid to help remove fog or frost from the rear window
    • Remote Start:
      • Start your vehicle remotely and step into a comfortably warmed or cooled vehicle, depending on the weather and your preset preferences
      • Locks doors and turns on parking lamps while the engine is running
      • If equipped, and under certain weather conditions, the heated/ventilated seats and heated steering wheel will be activated if enabled in vehicle settings menu
    • Retractable cargo shade:
      • Keeps your cargo hidden from view
      • Offers security and privacy
      • Easy to access when you need it; retracts neatly when you don't
    • Second row 60/40 seat with slide and recline:
      • Cargo area fold-down release
    • Self-powered theft-deterrent alarm system:
      • Will set off an alarm when vehicle tampering has been detected
      • Helps deter potential break-in or theft
      • Shielded, Battery-Backed Alarm Siren mounted in a secure location with its own power source to sense when the vehicle's battery is disconnected, and sound the alarm
    • Steering column lock:
      • Helps prevent theft by allowing the steering wheel to operate only with the proper key fob
    • Tri-zone automatic climate control:
      • Automatically maintains the selected temperatures for the driver, front passenger and rear seat passengers
      • Auxiliary controls in the rear of the cabin include air delivery mode and temperature up/down settings
    • USB ports:
      • 4 USB ports1, plus 2 auxiliary power outlets
      • Full function, one type A1 and one type C1, center console bin underneath armrest and rear seat, back of console
      • (2) auxiliary power outlets (12V) below console in pass-through area and cargo area
    • Universal Home Remote:
      • 3-channel programmable
      • Conveniently activates compatible devices such as garage door openers, security systems, and home automation devices from inside your vehicle
    • Ventilated driver and front passenger seats:
      • Separate buttons on the climate control panel allow you to choose from 3 levels of fan circulation
      • Cooling feature includes both seatbacks and cushions
      • Delivers a cooling sensation through small vents in the seat
      • May require additional optional equipment
    • Wireless Phone Charging:
      • Uses induction technology for portable electronic devices1
    • Wrapped steering wheel:
      • Includes controls such as audio, phone, voice recognition and cruise
    • 170-amp alternator
    • 2.0L Turbo 4-cylinder engine:
      • 235 hp1 @ 5000 rpm
      • 258 lb-ft of torque1 @ 1500-4000 rpm
    • 4-wheel antilock disc brakes:
      • Help reduce wheel lockup and maintain steering control during hard braking on most slippery surfaces
      • Brake Assist provides additional help in certain situations by measuring the speed and force applied to the brake pedal, then applying the ABS stopping threshold sooner to help reduce stopping distances
      • Hill Start Assist helps enhance driver confidence
    • 4-wheel independent suspension:
      • Creates a smoother, more stable driving experience
      • Allows all four wheels to react independently to changes in the road surface
    • 9-speed automatic transmission with 2.0L Turbo engine:
      • Electronically controlled transmission with overdrive and gear range select
      • Smooth, effortless automatic shifting
    • Automatic Stop/Start disable switch:
      • At complete stops, when drivers keep their foot on the brake pedal, and under certain conditions, the engine shuts off
      • When drivers remove their foot from the brake, the engine automatically restarts
      • Switch allows the driver to deactivate this feature for the ignition cycle
    • Capless Fuel Fill:
      • Prevents paint scratches that can result from a tethered fuel cap
    • Driver Mode Selector:
      • Customer-selectable drive modes allow the vehicle to adapt even better to the driver's preferences and changing road conditions
    • Electric Power Steering (EPS) Assist
    • Electronic Precision Shift:
      • Offers a straight-pattern shift that more closely mirrors the customary forward and backward movement of a traditional shifter
      • Slim design enables a more appealing console layout with additional storage space
    • Electronic parking brake:
      • To apply the parking brake, press the "P" Parking Brake switch on the left side of the instrument panel
      • To release the parking brake, turn on the ignition, press the brake pedal, and then press the "P" Parking brake switch
    • Sport Control AWD:
      • Standard twin-clutch Sport Control All-Wheel Drive system with Active Yaw Control and unique tuning calibrations for exceptional sport handling and control in spirited driving maneuvers and cornering events
    • Advanced Security Package:
      • Steering column lock
      • Door lock and latch shields
      • Self-powered theft-deterrent alarm system
      • Inclination sensor
      • Vehicle interior movement sensor
      • Locking wheel lugs
    • Driver Assist Package:
      • Adaptive Cruise Control1
      • Automatic Seat Belt Tightening
      • Enhanced Automatic Emergency Braking1
      • Reverse Automatic Braking1
      • On Premium Luxury and Sport, Enhanced Automatic Emergency Braking1 and Reverse Automatic Braking1 replaces Automatic Emergency Braking1
    • Technology Package:
      • 8" diagonal color Driver Information Center display
      • Reconfigurable color Head-Up Display
      • HD Surround Vision1
      • Rear Camera Mirror with washer
      • Rear Pedestrian Alert1
      • Automatic Parking Assist with braking
      • May require additional optional equipment
    • LED Daytime Running Lamps:
      • Illuminate when your vehicle is running and headlamps are off
    • 3 Years OnStar One:
      • Safety Services, Wi-Fi, and In-Vehicle Apps, all connected by OnStar1
      • Info at OnStar.com/plans
    • 7 airbags:
      • Frontal airbags for driver and front passenger1
      • Knee airbag for driver1
      • Seat-mounted side-impact airbags for driver and front outboard passenger1
      • Head-curtain airbags for all rows in outboard seating positions1
    • Automatic Parking Assist with Braking:
      • Can automatically steer and use limited braking to place your vehicle into a detected parallel or perpendicular parking space while you shift gears1
      • You must always be prepared to override the feature and take control
      • May require additional optional equipment
    • Automatic Seat Belt Tightening:
      • Automatically activates during emergency braking and/or sudden driving maneuvers
      • Releases when driving conditions return to normal
      • May require additional optional equipment
    • Following Distance Indicator:
      • Displays the following time in seconds between your vehicle and a detected vehicle in front of you1
      • Designed to help you maintain a safe following distance
    • Forward Collision Alert:
      • Warns you if it detects a potential collision with a detected vehicle you're following so you can take action1
      • Can also provide a tailgating alert if you're following a vehicle much too closely
    • Front Pedestrian Braking:
      • At speeds between 5 and 50 mph, can help you avoid or reduce the severity of a collision with a pedestrian it detects directly in front of you1
      • Provides pedestrian alerts and can automatically provide hard emergency braking or enhance driver's hard braking
      • Limited nighttime and low visibility performance
    • HD Surround Vision:
      • Provides selectable digital camera views of the area around your vehicle1
      • Can help you park or avoid vehicles and objects
      • You can also display a guideline to show where your vehicle is heading
      • May require additional optional equipment
    • Lane Change Alert with Side Blind Zone Alert:
      • Provides visual side-mirror alerts when a moving vehicle is detected either quickly approaching or already in your side blind zone1
      • Can help you avoid lane change collisions
    • Lane Keep Assist with Lane Departure Warning:
      • Uses a brief steering wheel turn to alert you when it detects you are unintentionally drifting out of your lane lines1
      • System alerts do not occur if you're using your turn signal, or it detects you may be intentionally leaving your lane
      • You may receive additional Lane Departure Warning alerts if needed
    • OnStar Basics:
      • Drive confidently with core OnStar services including1
        • Remote commands
        • Built-in voice assistance
        • Real-time traffic and navigation
        • Automatic Crash Response to help if you're in need
    • OnStar® services capable:
      • See onstar.com for details and limitations. Services vary by model. Service plan required.
    • Passenger Sensing System:
      • Automatically switches the front passenger seat frontal airbag on or off and illuminates a status light that indicates whether the airbag is on or off1
    • Rear Camera Mirror with washer:
      • Uses a camera to provide you with the option of using a wide and less obstructed view behind your vehicle while driving instead of a traditional rearview mirror1
      • The feature also allows brightness, vertical tilt and zoom adjustments
      • Traditional rearview mirror is auto-dimming
      • Includes washer to spray fluid over the rear camera lens to help to remove mud, dust, snow, ice and moisture
      • May require additional optional equipment
    • Rear Cross Traffic Alert:
      • When in Reverse, warns you of detected vehicles crossing behind you1
    • Rear Pedestrian Alert:
      • When you're in Reverse, alerts you to detected pedestrians directly behind your vehicle1
      • Limited nighttime and low visibility performance
      • May require additional optional equipment
    • Rear Seat Reminder:
      • Helps to remind the driver to check the back seat(s) before leaving the vehicle1
      • Activates when rear doors are opened and closed up to 10 minutes before or anytime while your vehicle is on
      • Under certain conditions, once the vehicle is switched off, designed to sound audible chimes and display a visual message within the driver display
      • Activates only once each time the vehicle is turned on and off, and would require re-activation on a second trip
    • Rear child security door locks:
      • When activated, prevents passengers from opening the rear doors from inside the vehicle
    • Road emergency tool kit:
      • Includes the tools needed to replace a flat tire with the compact spare
      • May require additional optional equipment
    • Safety Alert Seat:
      • Uses left-, right- or both-side driver seat vibration pulses to help you detect and identify the direction of potential crashes1
      • You can also switch to beeping crash avoidance alerts
    • Teen Driver:
      • Helps encourage safe driving habits for teens by providing an in-vehicle report card1
      • Activates certain safety systems, if equipped, when a Teen Driver-designated key fob is used
      • Mutes the radio until the front-seat occupants fasten their seat belts
    • Tire Pressure Monitoring System:
      • Monitors the pressure in each tire and alerts you if there is a low-pressure condition in one or more of the tires1
    • Automatic Emergency Braking:
      • Can help you avoid or reduce the severity of a collision with a detected vehicle you're following using camera technology1
      • Can automatically provide hard emergency braking or enhance your hard braking
      • Works at speeds between 5 and 50 mph
    • Electronic traction control:
      • Helps maintain traction when accelerating on slippery road surfaces
    • Enhanced Automatic Emergency Braking:
      • Can help you avoid or reduce the severity of collisions with a detected vehicle you're following1
      • Radar and camera technology are used to automatically provide hard emergency braking or enhance the driver's hard braking
      • Works at speeds above 2 mph
      • May require additional optional equipment
    • Reverse Automatic Braking:
      • Alerts you and/or automatically provides hard emergency braking when in Reverse1
      • Can help avoid collisions with detected vehicles and objects directly behind you
      • May require additional optional equipment

    KBB.com Consumer Reviews

    Kelley Blue Book Logo4.2out of 5 overall
    • 5.0

      Real comfort and luxury

      by Anmar on 9/3/2024 1:19:25 PM

      Very comfort and smooth ride. Good reliability and very high quality interior. I have the platinum trim and I absolutely love it. One of the best SUV I’ve owned.…
    • 5.0

      Absolutely love this vehicle!

      by Joni on 4/20/2024 6:04:45 PM

      I have had my XT5 3 years and love it! Sharp looking and a smooth ride! Zero mechanical issues. Maintenance costs very reasonable. Gas mileage has been excellent! 24-38 mpg. Purchased used with 36,000 miles. Initially used to commute 100 miles daily round trip but retired 10 months later. We live in a rural area with black top roads that do not get thoroughly snow plowed in the winter. AWD has never let me down! Plan to purchase another later model in the future!…
    • 4.0

      Solid Luxury SUV

      by Susan on 3/20/2024 1:12:14 PM

      This is a nice vehicle for anyone who likes luxury but doesn't want to spend a fortune. There is plenty of room for my son in his carseat in the second row.…
    All reviews on KBB.com
    Based on 61 consumer ratings for 2017–2026 models. Privacy

      Tax, Title, and License not included in vehicle prices shown and must be paid by the purchaser or leasee. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify final information and pricing with a customer service rep. This is easily done by calling us at 719-237-6891 or by visiting us at the dealership.

      **With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% down payment.